Following articles in The Guardian newspaper on limitations to access to insurance for those who have had a history of mental health issues I wrote this piece for Cover.  In it I give a background to the current process and my thoughts on some ways that things could be differently in the future.  Have a.. read more →

I’ve just returned from a hot, hectic and happy three days at Disneyland Paris with my wonderful family (the A, L and E to my A in Alea). Having survived 37 years without going near a Disney park the combined persuasive forces of my wife and 3 year old son won me over to give.. read more →

Many people have been perplexed by the amount of musicians and other celebrities that have died this year. As an underwriter I’m wondering if we need to think about adding “celebrity” to oil rig workers, scaffolders and bomb disposal experts in our hazardous occupations question. This increased reporting of death is interesting to observe from.. read more →

  Click on the picture to read my Cover piece responding to Kevin Carr’s article on recent media coverage of CI claims. read more →

This article is prompted by this piece in the press this weekend: Is crying good for you?. It reminded me of many discussions I have had over the years as to underwriting approaches for people who had disclosed some element of stress, depression – or emotion – in their underwriting application. It is hugely encouraging.. read more →

My and others thoughts on the ABI and BMA agreement on a code for use of e-signatures to access medical records: Cover Article read more →

I was chair of the last ABI Statement of Best Practice for Critical Illness, and wanted to share my thoughts on the recent stories in the Mail on Sunday about specific Critical Illness claims not being paid. This is one of those topics that can (and does) take hours to think about from every angle,.. read more →

In the three months since I launched Alea Risk I’ve had a great time – and am already proud to bear many of the scars of proof of business ownership. The good days are really good and the bad ones – well thankfully there’s not too many of them! I thought it was worth reflecting.. read more →

My answer to the question I’ve been asked most often as I’ve spoken to lots of people with people with different interests in Protection. I set out the reasons why this is happening and also speculate on what will happen next – as published in Cover: Cover article read more →