As a child, I was lucky enough to get three computers for the price of one. Our Spectrum 16k broke after they’d stopped production, and so we got a machine three times more powerful – the almighty 48k as compensation. We couldn’t believe our luck when the tape player on that broke and got us.. read more →

In my last corporate role I went from never having had anyone “reporting to me” to having a team of twenty people overnight. I was the second youngest person in the team and the usual imposter syndrome that any rational human being would experience existed, but I was mainly concerned about presenting my true self.. read more →

‘Be wary of knee-jerk reactions’. COVER reaches out to three thought-leaders to discuss how our industry can tackle the suicide problem. Read the full article here. read more →

Protection Review and Alea Risk survey analysis Back in the summer, I worked with Protection Review to seek views from advisers, intermediaries, distributors, insurers, reinsurers and the public on their current thoughts on the subject. We had responses from over 200 professionals at insurers, reinsurers and advisers and surveyed over 2,000 members of the public… read more →

“Whether it’s because of my mum being a Home Economics teacher, my son’s current obsession with potions or basic hunger pains on a cold Tuesday afternoon I’ve been thinking about the right ingredients for a truly potent Income Protection product.” Having your cake and eating it – in which Andrew takes an analogy and devours.. read more →

“Different insurers have different approaches to underwriting. Some insurers want tightly defined groups of very similar people and some insurers are happy to have quite broad groups…” Check out the full article I wrote for IPTF here. read more →

“Improving consumer access to insurance, particularly travel and protection insurance has been a growing issue for a couple of years” Over the past twelve months I’ve been delighted to lead the Access to Insurance underwriting workstream and I’ll be sharing more of the fascinating discussions and amazing done by the group in the coming months… read more →

The below is a copy of my response to the Public Consultation document requesting input on the review of the ABI Statement of Best Practice for Critical Illness.  I look forward to seeing the outcomes of this review and supporting the product develop and continue to help people when they most need it in the years.. read more →

Many people have been perplexed by the amount of musicians and other celebrities that have died this year. As an underwriter I’m wondering if we need to think about adding “celebrity” to oil rig workers, scaffolders and bomb disposal experts in our hazardous occupations question. This increased reporting of death is interesting to observe from.. read more →

  Click on the picture to read my Cover piece responding to Kevin Carr’s article on recent media coverage of CI claims. read more →